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A Letter to My Younger Self

by Harjeet Kaur
February 16, 2026
in Blogchatter-Write a Page a day
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A Letter to My Younger Self: Rebuilding After Loss and Finding Strength

A Letter to My Younger Self

This letter to my younger self has taken years to write. For a long time, I avoided looking back because memory felt heavier than silence. However, distance has given me clarity. Today, I can finally speak to you without anger or regret.

16 February 2026

My Dear Younger Me,

There was a time when you believed life would remain predictable. Stability felt permanent, and marriage seemed like protection from uncertainty. Financial matters existed somewhere in the background, handled by someone else, while you focused on home and family. At that stage, dependence did not feel risky; it felt natural.

Then certainty disappeared.

When loss entered your life, it disrupted everything at once. Although the physical space around you remained unchanged, the emotional ground shifted completely. Gradually, conversations grew shorter and visits became less frequent. People did not always know how to respond, and their discomfort created distance.

What you needed most was simple presence. Instead, you often received advice. Phrases like “be strong” sounded practical, yet they overlooked the exhaustion behind your silence. Nevertheless, you continued to function. Each morning required effort, and still you showed up.

At the same time, another truth began to surface. You were unfamiliar with the financial structure that supported your life. Documents felt overwhelming. Decisions felt intimidating. Starting again at forty seemed unrealistic. Even so, avoidance was no longer possible.

Step by step, you began learning.

Initially, the process felt uncomfortable. Questions that once seemed unnecessary became urgent. Slowly, confusion turned into understanding. As a result, financial literacy shifted from fear to empowerment. Earning your own income changed more than your bank balance; it altered your posture and your voice.

Meanwhile, widowhood attempted to redefine you. There were quiet expectations about how you should dress, how visible you should remain, and how much joy you were allowed to express. Society often narrows its perception of women who lose their husbands. Despite that pressure, you did not disappear.

Growth unfolded gradually. Some days felt steady; others felt uncertain. However, resilience strengthened each time you chose engagement over withdrawal. Confidence did not arrive suddenly. Instead, it developed through repetition, responsibility, and persistence.

Looking back now, I see your life with greater compassion. Trust was not weakness. Dependence was not failure. You were living according to what you had been taught. Experience, however, expanded your understanding.

Because of that experience, I move differently today. Financial independence is now deliberate. Awareness guides my decisions. Boundaries exist where silence once lived. In addition, empathy has deepened, especially for women navigating widowhood without support.

The woman who once waited for reassurance has evolved. In her place stands someone steady and self-aware. What frightened you then has become familiar territory now.

Everything I carry forward began with you.

With respect and understanding,
Yours always,
Harjeet Kaur
Tags: financial independence for womenfinancial literacy for womengrief and growthletter to my younger selfpersonal growth journeyrebuilding after lossstarting over at 40widowhood in Indiawomen and resilience
Harjeet Kaur

Harjeet Kaur

I’m Harjeet Kaur, the voice behind Wordsmithkaur, a lifestyle blog that’s ranked among India’s Top 20. My writing journey started unexpectedly with articles for The Hindu, and I even had a weekend column that had loyal readership. Over the years, I’ve juggled many hats—content creator, freelance writer, and blogger—all while nurturing my love for words. On my blog, you’ll find a little bit of everything: recipes straight from my kitchen, travel diaries, gardening tips, and stories about beauty, mental health, and sustainability. Cooking is my therapy, and I take pride in turning simple, traditional recipes into gourmet dishes—with love as my secret ingredient. I write to connect, to share, and to inspire. Whether it’s content for social media, blogs, or brochures, I thrive on crafting stories that resonate. If it’s writing you need, I’m your go-to wordsmith. Take a peek into my world—I promise there’s always something interesting waiting for you.

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